This is how we will handle information about you from your visit to our Web site.

The information we receive depends upon what you do when visiting our site.

Automatic Information
When you visit our Web site, our Web server automatically recognises and stores the name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account), the date and time you access our site, and the Internet Protocol (IP) address of the Web site from where you came. This information enables us to run site usage tools and create statistics about our site. These statistics help us to better understand how our site is being used and what we can do to make it more useful to visitors. This information is not stored in a personally-identifiable format.

Information You Provide Us
We use the information that you provide us for responding to your requests, customising the material presented to you based on your past visits to our web site, to communicate with you, and to improve the content of our web site. The primary goal in collecting personal information is to provide you customised services, features and content, and give you an efficient personalised experience that best meets your needs.

If you choose to identify yourself by sending us an email or completing an online form, Anderson Baillie employees and business partners will have access to such information in order to contact you for direct marketing purposes. We also aggregate information on what pages you access. Information submitted by you, such as survey information and/or comments or feedback, may be stored in a personally-identifiable format and is used only for internal purposes and is not shared with people or organizations outside of Anderson Baillie & Company, its subsidiaries or successors in interest, and its business partners. If we want to share your name outside this group or otherwise publicize the fact that you submitted materials or other information to us, then we will we ask your permission to use your name with the materials or other information you submitted to a particular part of this site.

Links
This site may contain links to other sites not owned or managed by Anderson Baillie. Anderson Baillie is not responsible for the privacy practices of such websites.

Use of "Cookies"
"Cookies" are small files that are placed on your hard drive that assist us in providing customised services. We may use cookies to allow you to let enter your password less frequently during a session. No other personal information is stored in this cookie.

From time to time, Anderson Baillie may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your browser from a web server and stored on your computer's hard drive. A cookie can't read data off your hard disk or read cookie files created by other sites. Cookies do not damage your system. We use cookies to identify which areas of the Anderson Baillie websites you have visited or customised, so the next time you visit, those pages may be readily accessible. This information may be used to personalise our services to you.

You can choose whether to accept cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other Web sites may be diminished and some features may not work as intended.

Opt Out
Anderson Baillie recognizes that users may not wish to be contacted about new or related products. Anderson Baillie allows you to opt out of any e-mail marketing that may result from use of the site. When you receive an email, you will be given instructions on how to remove yourself from that list.

Release of information
Anderson Baillie will release any information that is required to be released by law or court order.

Security of the information
All the information you provide us through forms is stored securely offline. If you send us an email, you should know that email is not necessarily secure against interception unless you are using a security-enabled web browser. The above policies are effective as of May, 2004. Anderson Baillie reserves the right to change this policy at any time. The use of information that we gather now is subject to the Privacy Policy in effect at this time. Users wishing to see the changes may do so by visiting our web site privacy policy statement frequently.